Bankruptcy Attorney

Searching for a Bankruptcy Attorney? If you feel like you are drowning in DEBT, take advantage of our FREE Consultation and let our Jacksonville, Orlando or Daytona Beach bankruptcy attorney explain how a bankruptcy can be used to STOP creditor harassment, bank account garnishment, lawsuits, foreclosure, auto repossession, wage garnishment and tax levies. For a prompt response to your bankruptcy questions, use our website's "FREE Consultation" form on the left, or call the Law Offices of Keith D. Collier to speak directly with a bankruptcy attorney.

United States Bankruptcy Code

• Chapter 7 Bankruptcy

  To qualify for relief under Chapter 7 of the U.S. Bankruptcy Code, the debtor may be an individual, a partnership, or a corporation or other business entity. Chapter 7 is different from other bankruptcy chapters because the debtor can eliminate most debts without paying back money to their creditors.

• Chapter 11 Bankruptcy

  Chapter 11 of the U.S. Bankruptcy Code permits a business, whether a corporation or sole proprietorship, and some individuals, to restructure and repay debt under a plan of reorganization. Control of regular business operations remains with the filer, but is now under the jurisdiction of the Bankruptcy Court.

• Chapter 13 Bankruptcy

  Chapter 13 of the U.S. Bankruptcy Code allows individuals with regular income to develop a plan to repay all or part of their debts over a three to five-year plan of reorganization. Chapter 13 is an alternative for individuals that exceed the income requirements for a Chapter 7. The portion of debt paid back to creditors is determined by debtor's disposable income.

Most people want to pay their bills but unexpected medical expenses, unemployment or bad luck can make it impossible to do so. Unfortunately, there are lot of misconceptions about bankruptcy and each method of debt relief has pitfalls that can cost valuable time and money. Protect your rights. For proven Florida bankruptcy lawyers, call the Law Offices of Keith D. Collier in Jacksonville, Orlando, or Daytona for a FREE Consultation.

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